Are female drivers better drivers than male drivers?
Statistics show that female drivers are safer, less aggressive and drive at
lower speeds compared to male drivers. With this data auto ins companies take
this into account and adjust new car coverage policies accordingly. Although
there are more and more women on the road these days the data still holds true.
Women, on average do drive more cautiously than male drivers. Leading us one of
the secrets to finding cheap young female car insurance.
For car insurance woman driver compared to a male driver is statistically
less likely to die in a car accident according to the IIHS (Ins Institute for
Highway Safety).
If that is the case then is there such a thing as cheap young female car
insurance? It depends.
Some American car ins companies may list a discount for young female auto
insurance and other companies may not but each auto insurers have already taken
into account the risks involved with a female driver as opposed to a male
driver.
Finding female auto coverage:
How you go about finding car insurance for women is no different than
looking for automobile coverage for a male driver. The "Lady driver
insurance" has some truth to it it all depends on their driving history
and how many tickets or accidents they have had before and if they were at
fault. However, if you have a man and a woman driver with the exact same
driving history and car then the woman will generally have receive a much
cheaper auto ins quote than the male driver.
Age is a MAJOR Factor for finding low automobile insurance rates
Keep in mind that when buying car ins for female drivers that age is a
serious factor and will affect your auto insurance rates dramatically. Young
female drivers are more likely to get in a car accident compared to older
female drivers. It is even riskier for younger male drivers leading to much
pricier car coverage.
Distractions for young teen drivers (male or female) are plenty. Things
such as talking on the phone, eating while driving, changing the radio station,
doing one's makeup, studying while driving to class and looking at other
drivers while driving are all minor distractions / activities that can lead to
major accidents. A half second distraction could be the reason that leads to a
driver's loss of focus and into a car crash.
If you are a parent looking for cheap young female auto insurance for your
teenage daughter it might be good to have a talk with her about the possible
distractions on the road before she actually drives and getting a car at a
later age to save money. Trust us. It will make a HUGE difference in your car
ins quotes that you receive and her risk of getting into an accident.
To save money it is important to go to an online insurance comparison site
to compare car ins quotes. Auto Ins companies already know that female drivers
are less risky and much safer than male drivers and their rates are already
adjusted accordingly. If you are female and you are looking for auto insurance
savings then cheap auto ins for woman drivers is not difficult to find with any
company you choose.
If you are looking for cheap young female car
insurance you don't have to worry about which company offers it. Your rates
have already been adjusted accordingly for young female drivers. So go ahead
and compare Online Car Insurance Quotes, choose your auto insurance company and
finally get your car insured.
Evan Povich is a representative of BaseQuotes.com Insurance Comparisons
Site.
BaseQuotes.com [http://www.BaseQuotes.com] offers cheap insurance quotes
from over 100 of the top insurance companies offering life insurance quote /
life insurance quotes, car insurance quotes, health insurance quotes,
homeowners insurance quotes and Long term care insurance (LTC Quotes).
In order to save money on your insurance it is imperative that consumers
compare insurance price quotes for whatever insurance they are planning to
purchase.
Individual auto ins agents have a vested interest in providing you with
only one option: a car ins policy with the company they work for. As an
insurance comparison site our job is to provide you with multiple competitive
and cheap car insurance quotes allowing you to compare and decide for your self
which one is the best option.
Article Source: https://EzineArticles.com/expert/Evan_Povich/500263
